General Liability

What is Commercial General Liability Insurance?

General liability insurance protects you and your business from lawsuits brought by another person or business's claims of bodily injury, associated medical costs and damage to their property. These are referred to as “3rd party” suits/claims. Some examples of what could be covered are below:

Bodily injury

You’re working at a client’s site and the client is injured when she trips over some of your belongings. You could be held legally liable for the injury suffered by the client. We may cover the subsequent claim and related medical expenses up to your general liability policy's limits of liability.

Property damage and data loss 

You’re working at a client’s office and spill a beverage on a client’s server causing damage and loss of data. We may cover the subsequent claim up to your general liability policy's limits of liability.

Personal injury

One of your employees is at a store picking up supplies. He is chatting with the owner of the store and mentions and a conversation ensues about one of your clients. The employee makes comments about your client that are false and unflattering. The client learns of this discussion and sues you for slander. We may cover the subsequent claim, up to your general liability policy's limits of liability, and pay for an attorney to defend you if necessary.